Vertical Lending Services, LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:

• Business Loan
• Commercial Loans
• Condo Conversion
• Condotel
• Construction/Construction Perm
• First Time Homebuyer
• Foriegn National
• Home Equity Line of Credit (HELOC)
• Investor Loan
• Lot Loan
• Reverse Mortgage
• VA Loan
  • What is a VA-Guarnteed Home Loan?
    • These loans are made to eligible veterans for the purchase of a home for their own personal occupancy.
    • VA guarntees the loan to protect the lender against loss if the payments are not made.
    • VA-Guarnteed Home Loans are intended to encourage lenders to offer veterans loans with more favorable terms.
  • What can a VA-Guaranteed Home Loan be used for?
    • To buy a home.
    • To buy a condo or townhouse in a VA-approved project.
    • To build a home.
    • To repair, alter, renovate and improve a home.
    • To simutaneously buy and improve a home.
    • To improve a home by installing energy efficent features (solar heating/cooling systems, water heaters, insulation, weather-stripping/caulking, storm windows/doors or other energy efficent improvements approved by both the lender and VA).
    • To refinance an existing home loan to reduce the interestrate.
    • To buy a manufactured (mobile) home and/ or lot.
    • To buy and improve a lot on which you intend to place a manufactured home you already own and occupy.
    • To refinance a manufactured home loan so that you can buy a lot.